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14: Additional Examples 197
File name : English-M02-1-040308(Print).doc Print data : 2004/3/9
interest rate.
46 Stores days until first
payment.
0 No balloon payment.
Calculates payment.
Example: Loan with an Odd First Period Plus Balloon. A $10,000
loan has 24 monthly payments of $400, plus a balloon payment of
$3,000 at the end of the 24th month. If the payments begin in 8 days,
what annual interest rate is being charged?
Select equation ODD.
Keys: Display: Description:
Creates menu.
10000
24
Stores known values.
400
&
3000
&
8
Calculates periodic
(monthly) interest rate.
*
12
=
Annual interest rate.
Canadian Mortgages
In Canadian mortgages, the compounding and payment periods are not
the same. Interest is compounded semi-annually while payments are
made monthly. To use the TVM menu in the hp 17bII+, you need to
calculate a
Canadian mortgage factor to store as I%YR.
1. Set End mode and store 12 .
v
- Owner’s Manual 1
- Printing History 2
- Welcome to the hp 17bII+ 3
- Contents 4
- 2 38 Arithmetic 5
- 5 61 Time Value of Money 6
- 8 108 Bonds 7
- 9 114 Depreciation 7
- 8 Contents 8
- 13 184 Printing 9
- 10 Contents 10
- C 254 Menu Maps 11
- D 261 RPN: Summary 11
- E 268 RPN: The Stack 11
- 12 Contents 12
- List of Examples 13
- 14 List of Examples 14
- List of Examples 15 15
- Important Information 16
- Getting Started 17
- Setting the Language 18
- What You See in the Display 18
- The Shift Key ( 19
- Backspacing and Clearing 19
- 20 1: Getting Started 20
- Table 1-2. Keys for Clearing 20
- Key Description 20
- Keys: Display: Description: 20
- Doing Arithmetic 21
- Keying in Negative Numbers ( 22
- Using the Menu Keys 22
- The MAIN Menu 23
- Calculations Using Menus 27
- P/YD L W 29
- OTHER OTHER 30
- until you do 33
- You see only these 34
- ...but these digits are 34
- (hold) 35
- Number of bytes of 37
- Percentage of total 37
- Arithmetic 38
- 56 - 75 68 39
- 18.5 1.9 39
- The Percent Key 40
- The Mathematical Functions 40
- "Invisible" 43
- 45
- 75.6 560.1 + 475.6 45
- 39.15 39.15 45
- ÷ displayed number 46
- Scientific Notation 47
- Range of Numbers 48
- Percentage Calculations 49
- Using the BUS Menus 50
- Examples Using the BUS Menus 50
- Displays MU%C menu 52
- Displays MU%P menu 52
- Currency Exchange 54
- Calculations 54
- 56
- Entering a Rate 57
- ÷ 0.6584 ) 58
- Time Value of Money 61
- 5: Time Value of Money 65 65
- Point of View (End Mode) 65
- Capitalized 66
- Loan Calculations 67
- Displays TVM menu 68
- Display TVM menu 69
- Savings Calculations 71
- Leasing Calculations 74
- 5: Time Value of Money 75 75
- 76
- Amortization (AMRT) 77
- Current set of 79
- Number of payments 79
- Press to see results 79
- Next set of 80
- The ICNV Menu 85
- Converting Interest Rates 85
- Payment Periods 87
- The CFLO menu 91
- Creating a Cash-Flow List 94
- in the CFLO menu. This 96
- deletes both the 98
- from the CFLO menu 98
- 1 is automatically 105
- The BOND Menu 108
- Doing Bond Calculations 110
- Depreciation 114
- DB, SOYD, and SL Methods 116
- The ACRS Method 118
- Partial-Year Depreciation 119
- Running Total and Statistics 121
- The SUM Menu 122
- Creating a SUM List 123
- (see page 127) 124
- puts a new 124
- ÷ ( ) < > : = space * 126
- Σxy, etc.) 130
- Time, Appointments, and 141
- Date Arithmetic 141
- On and Off,” page 36 147
- Unacknowledged Appointments 148
- Clearing Appointments 148
- Date Arithmetic (CALC) 149
- The Equation Solver 153
- ÷ 100 x OLD) 154
- The SOLVE Menu 156
- Entering Equations 157
- 158 12: The Equation Solver 158
- −−Operatin 159
- Editing an Equation (EDIT) 161
- Naming an Equation 161
- Shared Variables 162
- Clearing Variables 162
- Writing Equations 164
- could be entered as 166
- Solver Functions 168
- Function Description 169
- ≤ y ≤ 11 170
- ≤－1. y must be an integer 170
- ANNI DAYS 172
- × SALES 174
- The Summation Function (∑) 176
- 180 12: The Equation Solver 180
- Entering Guesses 181
- QTY iteratively 183
- Printing 184
- The Printer’s Power Source 185
- Double-Space Printing 185
- Printing the Display( 185
- Printing Other Information ( 186
- × 4,800 + 125 189
- Additional Examples 190
- × 12, FV = 0, PV =－100,000 191
- PMT) first. Use the 194
- N, I%, PV, PMT, or FV for 195
- Canadian Mortgages 197
- I%YR for 198
- Advance Payments (Leasing) 199
- Savings 200
- NOM% value still in 202
- NUS) of the future 203
- 132 178 179 180 204
- FLOW(0), to zero 205
- FLOW(1) 205
- #TIMES(1) 205
- Value of a Tax-Free Account 206
- × (1－tax rate) 208
- FV at 8% 209
- CALL to 100 215
- Discounted Notes 216
- Moving Average 217
- values are large 219
- Assistance, Batteries 222
- Memory, and Service 222
- Power and Batteries 224
- Installing Batteries 225
- Remove the batteries again 226
- Managing Calculator Memory 227
- Resetting the Calculator 228
- Erasing Continuous Memory 229
- Clock Accuracy 230
- Environmental Limits 230
- Service 230
- Self-Test 232
- Warranty 233
- Regulatory information 237
- Noise Declaration 237
- More About Calculations 238
- Storing a Guess for IRR% 239
- Solver Calculations 240
- ÷ , and 241
- Iterative Solutions 242
- Actuarial Functions 246
- Time Value of Money (TVM) 247
- Amortization 247
- Interest Rate Conversions 248
- Cash-Flow Calculations 248
- NFV NPV SPFV i N where N n 249
- USPV i N 249
- TOTAL n CF 249
- Sum and Statistics 251
- Forecasting 251
- Equations Used in Chapter 14 252
- ( # ) 253
- Menu Maps 254
- CURR1 C.RCL 255
- CURR2 RATE C.STO SELCT 255
- Currencies 255
- 256 C: Menu Maps 256
- Figure C-3. FIN Menu 256
- C: Menu Maps 257 257
- 258 C: Menu Maps 258
- Figure C-4. SUM Menu 258
- C: Menu Maps 259 259
- Figure C-5. TIME Menu* 259
- 260 C: Menu Maps 260
- Figure C-6. SOLVE Menu 260
- RPN: Summary 261
- Setting RPN Mode 262
- Where the RPN Functions Are 263
- Doing Calculations in RPN 264
- D: RPN: Summary 265 265
- －2 x 3 in 266
- －2 266
- D: RPN: Summary 267 267
- RPN: The Stack 268
- E: RPN: The Stack 269 269
- ÷ (13x8) is to 270
- 272 E: RPN: The Stack 272
- The LAST X Register 273
- Chain Calculations 274
- ÷ (9 – 7)＝78.00 275
- RPN: Selected Examples 276
- ÷ 12 mos.) When calculating 277
- Error Messages 283
- 284 Error Messages 284
- Error Messages 285 285
- 286 Error Messages 286
- Error Messages 287 287
- 288 Error Messages 288
- Special Characters 289
- 292 Index 292
- key, 53 292
- , , 56 292
- Index 293 293
- 298 Index 298
- key, 63 298
- , , 56 298
- Index 303 303
- Index 305 305
- 306 Index 306
- Index 309 309
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