HP 12C Financial Programmable Calculator Betriebsanweisung PDF herunterladen (Seite 46)

46 Section 3: Basic Financial Functions

File name: hp 12c_user's guide_English_HDPMBF12E44 Page: 46 of 209

Printered Date: 2005/7/29 Dimension: 14.8 cm x 21 cm

Keystrokes Display

fCLEARG

5.00

Stores n.

12¼

12.00

Stores i.

17500P

17,500.00

Stores PMT. Unlike in the previous

problem, here PMT is positive

since it represents cash received.

540000M

540,000.00

Stores FV.

gÂ

540,000.00

Sets payment mode to End.

–369,494.09

The maximum purchase price to

provide a 12% annual yield. PV is

displayed with a minus sign since

it represents cash paid out.

Calculating the Payment Amount

1. Press fCLEARG to clear the financial registers.

2. Enter the number of payments or periods, using n or A.

3. Enter the periodic interest rate, using ¼ or C.

4. Enter either or both of the following:

z Present value, using $.

z Future value, using M.

Note:

Remember to

observe the cash flow si

convention.

5. Press g× or gÂ to set the payment mode.

6. Press P to calculate the payment amount.

Example 1:

Calculate the payment amount on a 29-year, $43,400 mortgage at

% annual interest.

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HP 12C Financial Programmable Calculator Betriebsanweisung Seite 46